Willpower and preparation play a large role in achieving all goals, but more often than not, having a certain amount of disposable funds can change the outcome of any pursuit. As money is such a powerful object, we all aim to manage it perfectly, but this is much easier said than done. With finances, what starts out as one problem can multiply at an alarming rate, but being proactive and S.M.A.R.T. with your financial goals can put you on a better path just as fast.
Kerry K. Taylor has written a great article in which she discusses three steps that will assist you in setting helpful, specific, and non-demanding financial goals. She also includes three different worksheets that are simple to fill out and can help you start saving for the things you strive towards. You can find this article, as well as thirteen others on how to form a budget, by following this link: